Tier 4 maintenance requirements
If studying on a course that is more than 12 months, you must show you have enough money for the first year. If your course is 12 months or less, you must show you have enough money for the entire course.
Any tuition fees paid to the University before you apply can be deducted from the total amount. This can be evidenced on your CAS or by receipts.
You will have to show an amount of £9135 (£1015 per month up to a maximum of 9 months) or the length of your course, whichever is shorter.
Up to £1265 of any University of Reading accommodation fees paid can be deducted from the total amount. This can be evidenced on your CAS or by receipts. This doesn’t include fees paid towards private accommodation.
Maintenance for dependants
Each dependant will be required to demonstrate maintenance of £6120 (£680 per month up to a maximum of 9 months) or the length of leave expected to be granted, whichever is shorter.
The money can be held by the dependant or the Tier 4 Student
Maintenance for Doctorate Extension Scheme applicants and Student Union Sabbatical Officers
You will have to show an amount of £2030 (£1015 per month for 2 months) in living costs.
Dependants of Doctorate Extension Scheme applicants need to show £1360 (£680 per month for 2 months) in living costs.
See below for the different documents you can use to evidence your funds:
Bank statements must be for a consecutive 28-day period and the end date of the statement must not be later than 31 days before the application date. For instance, if your bank statement is from 1 June to 30 June, you must not make your application later than 31 July. Please refer to the Tier 4 Policy Guidance. Bank statements must be original and must show:
- your name or your parent(s) name(s); and
- account number; and
- date of statement; and
- bank’s name and logo; and
- amount available; and
- amount must be available for at least 28 consecutive days.
You can also obtain a letter from the bank stating all of the information above which confirms that there is enough money to cover your course fees and living costs. If the bank provides a computer print-out of your bank statement(s) they need to stamp every page.
NOTE: If relying on your parents’ bank statements, you will need to provide their original bank statement, your original birth certificate showing the names of your parents and a letter from your parent(s) confirming your relationship and that they consent to you using their funds to study in the UK.
If using funds from a non-UK bank you should check Appendix P of the Immigration Rules.
Certificate of deposit
Certificates of deposit must have been issued within 31 days of the date of application (the date you pay and submit online). At least 28 days must have elapsed between the date of the deposit and the date of issue of the certificate. For example, a certificate showing funds available from 1 May to 30 October, can only be used after 28 May. The certificate will not be valid if used before 28 May.
Official financial sponsorship
Tier 4 applicants can receive official financial sponsorship from:
- Her Majesty’s Government
- their home government
- the British Council
- an international organisation
- an international company
- a university
- a UK independent school
If your sponsorship covers your full fees and living expenses, you do not require additional bank statements but you will need to provide an official financial sponsorship letter. If you are not fully sponsored, you will need to show evidence of funds to cover the balance.
The letter from your Official Financial Sponsor must be on their official letter-headed paper or their stationery bearing their official stamp. The letter must show:
- your name (if the sponsorship covers your dependants the letter should also include their names); and
- the name and contact details of your official financial sponsor; and
- the date of the letter; and
- the length of your sponsorship; and
- the amount of money they are giving to you (and any dependants) or a statement that your official financial sponsor will cover all of your (and your dependants) fees and living costs.
If you have been officially financially sponsored fully for both your tuition fees and living costs by a government or international scholarship agency within the last 12 months, you must provide an original letter from your financial sponsor confirming that they have no objection to your application to remain in the UK to continue your studies. This can be included in your new sponsorship letter if it is the same sponsor.
You can provide a letter from a regulated financial institution confirming that you have a loan that is provided by the national government, the state or regional government or a government sponsored student loan company, or that is part of an academic or educational loans scheme. The letter must be original. and be dated no more than 6 months before the date of your application, and it must clearly show:
- your name (you cannot use a loan letter in a parent’s name); and
- the date of the letter; and
- the financial institution’s name and logo; and
- the money available as a loan; and
- confirmation that there are no conditions placed on the release of the funds other than your Tier 4 visa application being successful.
Additionally, if you are applying for your visa from overseas the loan must be available to you before you travel to the UK, unless it is an academic or student loan from your country's national government and will be released to you when you arrive in the UK.
Need more help?
If clarification is needed on any aspect of the Rules or you have questions about your visa application, please email the International Student Advisory Team at email@example.com where we will respond to you as soon as possible, alternatively telephone +44(0)118 378 8038 or you can book an appointment to speak to an International Student Adviser.