All students who are studying abroad as part of their degree programme are covered by the University of Reading's Insurance policy for the duration of their study period. This coverage is for legitimate academic activity only; for non-academic activity you will need to get extra additional insurance. Further details can be found at http://www.rdg.ac.uk/insurance (see 'Business travel' section). Reading will provide students with comprehensive details of the insurance coverage prior to departure.
Insurance outside of Europe
Please note however that many universities insist that students take out their mandatory insurance coverage in order to join their Study Abroad Programme. Whilst the University will do what it can to try and negotiate an insurance fee-waiver on your behalf, it is not always possible and partner institutions might insist on you taking out their insurance coverage.
Therefore please make sure you are fully aware of any possible charges when considering possible destinations. This is certainly applicable for students considering studying in Australia, Canada, Taiwan and the USA.
European Health Insurance Card (EHIC)
For students studying in Europe Health cover is provided by the European Health Insurance Card (EHIC). The EHIC card will provide you with access to reduced-cost, sometimes free, medical treatment that becomes necessary during a temporary visit to most European countries. It will cover you for state-provided treatment only, and they will receive treatment on the same terms as 'insured' residents of the country they are visiting.
Further information can be accessed from: EHIC Guidance (Studying Abroad). We advise that you read carefully the information carefully to ensure that you are covered.